Sometimes happens switching between outfits in apartment, but usually in Heists. I don't know the steps exactly, and I couldn't get it to save, neither in freeroam nor jobs.
It doesn't happen with all of the shirts, but the tank tops and unlock/reward shirts usually flip over to other outfits, almost the same way as the NV goggles do.
Usually just switching between saved outfits makes it happen after you select a saved outfit while scrolling. Not always consistent, and has always unglitched when I try to save it.
it's been around for years, but I couldn't find a post for it here