it says Fortune at the top and Chris Brown at the sides, its the same text used on his album cover, thats the reason its there. Also the tattoo on his face was something i took from another celebrity i just love that tattoo so i decided to add it xD
Please stop saying "I only spent [...]" it's not a very good excuse. Keep going at your creation until it's at 100%, no matter how much time it takes. As far as this goes, you need another color, a pretty subtle one as well - this wouldn't benefit from, for instance, a giant section of red.